Simple pricing.

Everything on CreditRepairAI is 100% free. Use every tool, generate every letter, and run unlimited disputes at zero cost.

Free

Everything is free & available

Free
$0/ forever
  • 100% free — no credit card needed
  • AI credit report parsing
  • Generate dispute letters
  • Score simulator
  • Playbook & guidance
  • Unlimited disputes
Most Popular

Done for You

Covers our time & costs

$79one-time
  • Everything in Free
  • Same AI tech you get on the free plan
  • We handle the paperwork for you
  • We prepare and send disputes
  • Dedicated support
  • Covers our time & costs — not a repair fee

The $79 fee covers our time and operational costs — it is not a credit repair fee. No subscriptions, no hidden charges.

Get It Done for You FREE with Tradeline Exchange

Buy 2 tradelines and we'll waive the $79 fee. We'll also handle your disputes at no extra cost.

Payment details

Send your one-time $79 payment using either method below. In the memo, include your full name, email, and phone number so we can match your order.

Cash App
Cashtag
$welcomehome700
Zelle
Deposit #
281-846-8804

After sending payment, we'll confirm receipt and begin work within one business day.