Relevant Case Law

Precedents that won — and why they matter

Hinkle v. Midland Credit Mgmt., 827 F.3d 1295 (11th Cir. 2016) — reasonable investigation required. Safeco Ins. Co. v. Burr, 551 U.S. 47 (2007) — willful noncompliance standard. Spokeo v. Robins, 578 U.S. 330 (2016) — standing for FCRA claims.